HOW TO APPLY FOR A GRANT OR A VOUCHER TO COVER FULL OR PARTIAL EXPENSES OF A FULL CRANIAL PROSTHESIS
Steps to Follow:
A: Call Your Health Insurance Provider and ask if the coverage on your policy covers a "full cranial prosthesis" for medical hair loss reasons.
B: If it is covered, ask them to explain you their specific procedure for obtaining payment for a full cranial prosthesis.
C: Some insurance companies will require you to pay upfront and then will reimburse you, others will pay for your prosthesis upfront.
D: Select your wig listed under Full Cranial Prosthesis to ensure that your invoice will read correctly.
E: Complete every insurance related forms and make sure they are signed by your physician.
F: Make sure to request from your physician that he writes you a prescription for a "full cranial prosthesis" NOT a wig.
G: Also ask your physician to write a letter explaining your hair loss problem and its effects on your day to day life, and have him state that the full cranial prosthesis is NOT simply for cosmetic reasons but for emotional well being as well.
NOTE: Keep copies of all of your documentation (s) and invoice(s) for tax exempt purposes.
Follow the instructions that you were given by your health insurance provider to submit the prescription so that you can obtain payment.
The National Alopecia Areata Foundation (NAAF):
NAAF has established the Ascot Fund.
This special pre-purchase program provides financial assistance toward the purchase of a hairpiece to individuals who have alopecia areata and are financially needy.
To find out if you qualify, please contact a representative at the National Alopecia Areata.
National Alopecia Areata Foundation
14 Mitchell Blvd.
San Rafael, CA 94903
PO Box 150760
San Rafael, CA 94915-0760
Web site: www.naaf.org
American Cancer Society:
American Cancer Society has a program available to those who qualify to assist you in purchasing a wig.
If your insurance does not cover the full cost of your wig or only covers partial cost of your wig, you may quality for an allotment through the American Cancer Society.
The American Cancer Society will issue you a voucher up to $75 to help cover the cost of your wig. You must meet certain financial guidelines. You MUST apply for this voucher BEFORE you purchase a wig. It will not be awarded for pre-made purchases.
To inquire about getting financial assistance for a wig purchase, please contact a representative at the American Cancer Society.
American Cancer Society
Ask to Speak to someone Re: Financial Assistance for a Full Cranial Prosthesis (Wig) Purchase \
Getting Your Health Insurance to Cover the Cost of Your Cranial Prosthesis Wig
If you lost your hair due to medical reasons such as chemotherapy, alopecia, or other medical conditions, when requesting a prescription from your physician, the full lace wig should then be referred to as a "full cranial prosthesis" which will then enable it to be covered under most medical insurance policies.
Most insurance companies will cover between 60-100% for your full cranial prosthesis. However, if you request coverage for a wig, chances are your claim will be denied.
So please, make sure you request a "full cranial prosthesis".
If you require a cranial prosthesis wig due to permanent hair loss or hair loss during chemotherapy or alopecia treatment, you may be eligible to receive full or partial coverage to purchase the full cranial prosthesis by your health insurance company. You must contact your insurance company directly to see what the procedure is to obtain full or partial coverage for the full cranial prosthesis.
Cancer patient's insurance may cover a full cranial prosthesis under the medical coding code: S8095 (For more information, please ask your health and your medical insurance provider.)
Your hair prosthesis may also be a tax deductible medical expense.